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Flex 2002 News: Summary of Current and Future Employee Contributions

The chart below summarizes current and future employee contributions for various medical and dental coverage options. In all cases, annual contributions are shown for the three available family coverage options (employee only/employee plus one dependent/employee plus two or more dependents). Your
flex 2002 enrollment materials will include information about the specific medical and dental options available to you and your costs (which vary depending on whether you’re a full- or part-time employee).

Summary of Current and 2002 Annual Full-Time Employee Contributions
For Merck’s Medical and Dental Coverage Options
(Employee Only/Employee Plus 1/Employee Plus 2 or More)

Medical Coverage

Current Contributions

2002 Contributions

 

No Coverage

($500)/($500)/($500)

$0/$0/$0

Non-HMOs

90/10 with PPO

$780/$1,560/$2,340

$780/$1,560/$2,340

80/20 with PPO*

$120/$300/$480

$156/$360/$540

Open Choice® PPO

$60/$180/$$300

$96/$240/$360

Managed Choice® POS

$0/$60/$120

$36/$120/$180

HMOs

Aetna/USHC CA/FL/MD/NJ/NY/PA/TX

$0/$60/$120

$36/$120/$180

CIGNA HealthCare NC

$180/$360/$540

$216/$420/$600

CIGNA HealthCare NJ**

$180/$360/$540

$216/$420/$600

Geisinger Health Plan PA

$0/$60/$120

$36/$120/$180

Kaiser Permanente CA

$0/$60/$120

$36/$120/$180

Keystone Health Plan Central PA***

N/A

$36/$120/$180

Keystone Health Plan East PA

$180/$360/$540

$216/$420/$600

Oxford Health Plans NY/NJ

$120/$300/$480

$156/$360/$540

PacifiCare CA

$60/$120/$240

$96/$180/$300

Dental Coverage

Current Contributions

2002 Contributions

 

No Coverage

($150)/($150)/($150)

$0/$0/$0

Non-DPOs

Comprehensive Dental

$0/$0/$0

$36/$84/$120

Preventive Dental

($100)/($100)/($100)

$0/$36/$48

DPOs

Aetna USHC DMO

$0/$0/$0

$24/$60/$96

Healthplex

$0/$0/$0

$24/$60/$96

* For employees who live outside the POS service area (based on zip code) or in areas where POS service pilots are in progress (for example, Albany, Georgia), contributions for the 80/20 option will mirror those for the POS option.
** For 2002, this HMO will not be open to new participants—because of an anticipated lapse in NCQA accreditation.
*** This new HMO—for the Danville and Lehigh Valley areas of Pennsylvania—will be introduced beginning in 2002. See story for more details.

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