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Flex 2002 News:
Summary of Current and Future Employee Contributions
The chart below summarizes
current and future employee contributions for various medical and dental
coverage options. In all cases, annual contributions are shown for the three
available family coverage options (employee only/employee plus one dependent/employee
plus two or more dependents). Your
flex 2002 enrollment materials will include information about the specific
medical and dental options available to you and your costs (which vary depending
on whether you’re a full- or part-time employee).
Summary
of Current and 2002 Annual Full-Time Employee Contributions
For Merck’s Medical and Dental Coverage Options
(Employee Only/Employee Plus 1/Employee Plus 2 or More)
Medical Coverage
Current
Contributions
2002
Contributions
No Coverage
($500)/($500)/($500)
$0/$0/$0
Non-HMOs
90/10 with
PPO
$780/$1,560/$2,340
$780/$1,560/$2,340
80/20 with
PPO*
$120/$300/$480
$156/$360/$540
Open Choice®
PPO
$60/$180/$$300
$96/$240/$360
Managed Choice®
POS
$0/$60/$120
$36/$120/$180
HMOs
Aetna/USHC
CA/FL/MD/NJ/NY/PA/TX
$0/$60/$120
$36/$120/$180
CIGNA HealthCare
NC
$180/$360/$540
$216/$420/$600
CIGNA HealthCare
NJ**
$180/$360/$540
$216/$420/$600
Geisinger
Health Plan PA
$0/$60/$120
$36/$120/$180
Kaiser Permanente
CA
$0/$60/$120
$36/$120/$180
Keystone
Health Plan Central PA***
N/A
$36/$120/$180
Keystone
Health Plan East PA
$180/$360/$540
$216/$420/$600
Oxford Health
Plans NY/NJ
$120/$300/$480
$156/$360/$540
PacifiCare
CA
$60/$120/$240
$96/$180/$300
Dental
Coverage
Current
Contributions
2002
Contributions
No Coverage
($150)/($150)/($150)
$0/$0/$0
Non-DPOs
Comprehensive
Dental
$0/$0/$0
$36/$84/$120
Preventive
Dental
($100)/($100)/($100)
$0/$36/$48
DPOs
Aetna USHC
DMO
$0/$0/$0
$24/$60/$96
Healthplex
$0/$0/$0
$24/$60/$96
*
For employees who live outside the POS service area (based on zip
code) or in areas where POS service pilots are in progress (for example,
Albany, Georgia), contributions for the 80/20 option will mirror those
for the POS option.
** For 2002, this HMO will not be open to new participants—because
of an anticipated lapse in NCQA accreditation.
*** This new HMO—for the Danville and Lehigh Valley areas of Pennsylvania—will
be introduced beginning in 2002. See story
for more details.